Fast Business Insurance » Loss Control http://www.fastbusinessinsurance.com/blog Just another WordPress weblog Tue, 17 May 2011 15:52:12 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Valuable Papers Coverage and Recovering Damaged Documents http://www.fastbusinessinsurance.com/blog/2011/05/valuable-papers-coverage-and-recovering-damaged-documents/ http://www.fastbusinessinsurance.com/blog/2011/05/valuable-papers-coverage-and-recovering-damaged-documents/#comments Wed, 11 May 2011 21:58:17 +0000 admin http://www.fastbusinessinsurance.com/blog/?p=217 Continue reading →]]>

Unlike the rest of the restoration industry, the document recovery and reclamation segment lacks standardization. There is no universal system like Exactimate or Institute of Inspection, Cleaning and Restoration (IIRC) certification. The processes for treating damaged documents, and the rates charged for those services vary greatly. However, the best document recovery contractors do follow very specific guidelines and practices.

A standard letter/legal sized box can absorb many gallons of water, reducing the effectiveness of dehumidification. Therefore, damaged documents need to be removed quickly and blast frozen to prevent ink bleeding and microbial growth. The documents must then be dried, usually by vacuum freeze drying or desiccant drying.  Still, documents may need secondary care, such as removing debris, mold or soot from the surface.

Though a client’s Property policy may not include coverage for reproduction or imaging services, a Valuable Papers endorsement can provide the necessary protection.

Source: Rob Schimdt, Insurance Journal-National Region, April 4, 2011.

]]> http://www.fastbusinessinsurance.com/blog/2011/05/valuable-papers-coverage-and-recovering-damaged-documents/feed/ 0 Electrical Power Strips Pose Fire Hazard http://www.fastbusinessinsurance.com/blog/2009/02/electrical-power-strips-pose-fire-hazard/ http://www.fastbusinessinsurance.com/blog/2009/02/electrical-power-strips-pose-fire-hazard/#comments Fri, 20 Feb 2009 17:53:49 +0000 admin http://www.fastbusinessinsurance.com/blog/?p=72 Continue reading →]]> Electrical power strips, we all use them, but are we using them correctly?  We often learn from the mistakes and accidents of others which gives us insight on how to help prevent possible losses of our own. 
 
John Sadler comments: we insured a dry cleaner client that had a large fire loss in 2004 in excess of $200,000 to building and contents as a result of daisy chaining office equipment. As a result, we are fully aware of the attention that each client needs to pay to this important area of loss prevention.
 
Click on these links for more information on preventative measures:
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