Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Get instant online Quick Quote premium indication in about 3 minutes.
• Request phone call from experienced insurance agent to finalize your formal proposal.
• Accept proposal and your coverage confirmation may be emailed in minutes.

Members of this industry provide accounting and auditing services to clients, including auditing accounting records, processing payrolls, bookkeeping and billing. They may also prepare financial statements, budgets and tax returns. Some accountants may provide financial advice to their clients. Accounting and auditing firms may or may not employ Certified Public Accountants (CPAs). CPAs are licensed accountants who, in most states, are the only accountants who can provide written verification of a financial statement's accuracy.

General Liability Insurance for Accounting and Auditing Services – Since customer access is generally restricted to waiting areas and conference rooms at accountants’ and auditors’ offices, the risk of on-site injuries is low. They can occur, however, especially if the flooring in areas designated for customers is in poor condition. Good housekeeping requires visitor areas to be neat and orderly, free of obstructions and debris, and floors should be swept and vacuumed daily.

Errors and Omissions Insurance for Accounting and Auditing Services – Mistakes made while analyzing business acquisitions, performing audits, handling tax returns, etc. through accounting and auditing services can result in significant monetary losses for clients and corresponding professional liability.

Workers’ Compensation Insurance for Accounting and Auditing Services – Employee injuries may occur due to the heavy usage of computers. Injuries may also occur off-site if work is done outside of the accounting and auditing services’ main office. Repetitive motion injuries to fingers, hands, arms, neck, shoulders, and back from the use of computer keyboards, mouse, and computer screens are common in offices. It is essential that the workers maintain the correct positioning and posture while at their desks with the appropriate use of ergonomically designed aids and training to assist in prevention.

Business Auto Insurance for Accounting and Auditing Services – Accountants and auditors face some auto accident risks if non-owned or hired vehicles are being used for business activities. If the business owns vehicles, risks can be lowered if the vehicles are late model sedans, vans, or pickups. Risks can also be reduced if an outside contractor performs regular vehicle inspections and maintenance. In addition, MVRs should be run on all drivers with driver training instruction given.

Property Insurance for Accounting and Auditing Services – Should a fire occur in the office of an accountant or auditor, the chances of it spreading quickly are high due to the large volume of paper storage. Important documents may be lost if fireproof filing cabinets are not in place or if electronic copies are not backed up. A central station smoke alarm system should be installed as part of a security system. Approved fire extinguishers should be available at key points throughout the premises and training should be conducted in their usage. All fire extinguishers should be inspected annually and recharged as needed.

Crime Insurance for Accounting and Auditing Services – The crime exposures for accounting and auditing services arise from employee dishonesty and theft of money and securities by outsiders. Customer property may be at risk since workers have access to customers’ financial information. Employees may use customers’ bank accounts and records, which can result in monetary loss for customers.