Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Get instant online Quick Quote premium indication in about 3 minutes.
• Request phone call from experienced insurance agent to finalize your formal proposal.
• Accept proposal and your coverage confirmation may be emailed in minutes.

Get Premier Apartment Insurance Savings Up To 37% From Leading Carriers And Rock Solid Coverage

Complete Just One Simple Application And Get Quotes From Among 10 Leading Carriers Specializing In Apartment Owners Insurance.

Eligible Apartment Risks
* Apartment Buildings
* Garden Apartments
* Multi Unit Buildings
* Town Houses
* Hotels
* Motels
* 1-4 Family Dwellings
* College Housing
* Student Housing
* Nursing Homes
* Assisted Living Facilities
* Boarding Houses
* Rehabilitation Facilities
* Government Subsidized

Apartment Insurance Policies Available
* Property
* General Liability
* Workers’ Compensation
* Crime
* Auto
* Umbrella

Property Insurance For Apartment Owners
Property Insurance is the most expensive policy for most apartment owners. Property insurance covers loss to building and contents due the perils of fire, wind, theft, vandalism, etc. There are generally two different markets to approach for Apartment Owners Insurance: the standard market and the excess & surplus lines market. The standard market is the preferred market and consists of commonly known insurance carriers that offer the broadest coverages for the lowest prices. On the other hand, the excess & surplus lines market is the source of insurance for apartment owners that are perceived to carry a higher risk of loss and as a result the policy forms are more restrictive and the prices are higher. Some of the underwriting risk factors that are taken into consideration include the age of the buildings, updates to critical systems, construction type of buildings, proximity to fire hydrant and fire department, proximity to coastal areas, occupancy type, and fire protection measures.

General Liability Insurance For Apartment Owners
General Liability is the second most expensive insurance policy for most Apartment Owners. Some of the General Liability risk factors that are taken into account for apartment owners insurance includes the following: type of occupancy; existence of incidental business occupancies; experience of property manager; fire safety; tenant security; and the existence of ponds / lakes / rivers, playgrounds, swimming pools, basketball courts, and other structures on premises.

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