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Draftsmen develop technical drawings of buildings, structures and systems from an architectural or engineering standpoint for production and construction workers. They may create their drawings by hand or with the help of a computer. Draftsmen develop drawings for the purposes of showing the technical details of an item or structure, which aids in the construction process of the object or structure.

General Liability Insurance for Draftsmen – Draftsmen should reduce premises liability risks by ensuring parking lots, sidewalks, and other outdoor pathways are free of defects like holes and uneven surfaces. Indoor areas that are accessible to customers and visitors should also be free of trip and fall hazards. Furniture and displays should be sturdy and adequately spaced for easy passage.

Professional Liability Insurance for Draftsmen – Draftsmen are responsible for drawing plans and specifications to code. Draftsmen should carefully check all their work to prevent errors and omissions claims.

Workers’ Compensation Insurance for Draftsmen – Draftsmen are at risk of being injured due to repetitive motion injuries. Draftsmen should take periodic breaks to prevent injuries such as carpal tunnel syndrome. Draftsmen that go to construction sites will be at risk of being injured and should wear protective equipment, such as hard hats.

Property Insurance for Draftsmen – The occupancy and proximity of neighboring businesses will affect the risk of fire for draftsmen. A one-hour firewall should be in place whenever one building is connected to other buildings, such as in an office complex. Combustible contents such as blueprint paper can increase the severity of fire. A central station alarm system should be in place. Inland Marine coverage may be necessary to cover computer equipment, glass coverage and sign coverage.

Crime Insurance for Draftsmen – Employee dishonesty and embezzlement will be the main crime risks for draftsmen. References should be checked prior to hiring new employees. Internal audits should be performed often and accounting functions should also be separated. Employees who deposit or issue checks should be forced to take a one-week vacation each year.