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Graphic artists and designers are individuals who use computer software to create designs for visual products and mediums, such as advertisements, magazines, newspapers, brochures, billboards and logos. Periodical publishers, filmmakers, producers of educational materials, advertising agencies and businesses use the work of graphic designers to fulfill their visual communication needs.

General Liability Insurance for Graphic Artists and Designers – Visitors to graphic designers’ workplaces may suffer from injuries, especially if heavy machinery is present. Outside areas such as parking lots, sidewalks, and other walkways should be well lit and free of defects such as holes, cracks, trash and any uneven surfaces should be marked with yellow paint. The end products of graphic artists and designers also pose a concern, especially if they are used in advertisements. Problems include infringements upon copyright and trademark laws. If heavy chemicals or solvents are used, damage to the environment could also be a concern.

Workers’ Compensation Insurance for Graphic Artists and Designers – Graphic artists and designers are most likely to suffer from injuries related to repetitive motions and use of heavy machinery or chemicals. Stools and stepladders used for reaching objects high on shelves can pose a serious injury hazard. All manufacturers’ warnings must be heeded about the set up and use of stools and stepladders.

Business Auto Insurance for Graphic Artists and Designers – Automobile accidents are a concern if graphic artists and designers who pick up supplies or deliver their products. In that case, the level of risk depends on the condition of the vehicles used and the driving records of the drivers.

Property Insurance for Graphic Artists and Designers – Property damages may occur to graphic artists and designers due to the improper use of hazardous materials including dyes, inks, molds, hot metals and chemicals. If flammable solvents are used, the risk of fire is high. Flammable products should be properly used and stored away from paper products. Approved fire extinguishers should be available at key points throughout the building and employees should be trained to properly use them.

Crime Insurance for Graphic Artists and Designers – Employees may steal from their employers at graphic art and design businesses, including theft of equipment. This risk is especially high if disbursement and inventory duties are not assigned to separate individuals.