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These stores specialize in the sale of hosiery, which encompasses all types of tight-fitting apparel worn on the legs and feet. This includes tights, nylons, legwarmers, leggings, socks, toe socks, slippers and products that pad the feet while wearing shoes. Most products are geared towards women, but hosiery stores may carry men's products as well, such as socks.

General Liability Insurance for Hosiery Stores – Hosiery stores should have free and clear walkways inside the building. Parking areas and sidewalks should be maintained, well lit, and uneven surfaces should be marked with yellow paint. Flooring inside the store should be in good condition to reduce the risk of falls. Stairs should have sturdy handrails, skid resistant surfaces, and should be constructed to code. Hosiery items should be easy to reach by customers. Products liability becomes an issue if stores import items from other countries.

Workers’ Compensation Insurance for Hosiery Stores – Handling stock and lifting boxes or other heavy objects can contribute to employee injury. Training should be provided to hosiery store employees for the proper use of stools and stepladders for reaching merchandise. Employees should be warned about the dangers of loss of balance caused by reaching. Hosiery store employees may also trip and fall if storage areas are not kept neat and clean.

Business Auto Insurance for Hosiery Stores – Hosiery store employees may need to drive to run an occasional errand for the store. Business auto risks will be increased if employees drive during rush hour traffic or talk on the cell phones while driving.

Property Insurance for Hosiery Stores – Fire is a potential hazard at hosiery stores. Hosiery items are flammable and may be damaged as a result of fire, smoke, or water. Approved fire extinguishers should be strategically placed inside the store and hosiery store employees should be trained in their proper usage. Designated persons should be responsible for calling 911 in the event of a fire. As with any retail store, theft may also be an issue. Stores should have protective devices and security systems in place.

Crime Insurance for Hosiery Stores – Money and securities may be stolen from hosiery stores by outsiders or employees. Money should be controlled by monitoring cash flow and separating duties of employees. Employees who withdraw and deposit funds should not be authorized to reconcile bank statements. Employees may also steal merchandise. Regularly scheduled inventory counts and the use of surveillance cameras should help reduce the risk.