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Lawyers or attorneys are individuals who are licensed to practice law by representing clients in legal situations and providing legal advice. They may work in private law firms, as in-house attorneys at businesses, for the government or for legal aid societies. Lawyers may specialize in one or several areas, such as criminal law or environmental law.

General Liability Insurance for Lawyers and Law Firms – Premises liability lawsuits are limited, but they can occur if hazards exist in offices such as damaged flooring or furniture. Bookshelves should also be properly secured with appropriate anchor systems or wall fastenings. Lawyers can be held liable if customer information is not kept confidential.

Professional Liability (Errors and Omissions) Insurance for Lawyers and Law Firms – Lawyers could face serious lawsuits if errors are made in their work resulting in an unfavorable outcome for their clients. The risk level is dependent on a number of factors, such as the level of file monitoring that takes place and the credentials of lawyers and other employees.

Workers’ Compensation Insurance for Lawyers and Law Firms – The Workers’ Compensation risks at law firms’ offices are primarily injuries related to repetitive office tasks. Shelving collapse injuries can be prevented by making sure shelves are structurally sufficient and sturdy. If employees conduct business off-site, then they are subject to injuries during off-site activities and travel.

Business Auto Insurance for Lawyers and Law Firms – Lawyers and other law firm employees may use non-owned or hired vehicles for work-related trips. In that case, there is a risk of an automobile accident occurring. Driving at night or during rush hour traffic will increase the risk of accidents.

Property Insurance for Lawyers and Law Firms – The primary threat to the property of a lawyer’s office is fire, which can spread quickly due to the high volume of paper products. Valuable documents are at a higher risk of loss if library materials are not inventoried and documents such as wills and deeds are not duplicated with copies kept off-site. The best way to do this is through electronic imaging. It is essential that an off premises backup of all computer records be maintained on a daily basis. Specialized inland marine property coverage will likely be necessary to cover items such as electronic data processing hardware, software, information, personal property of others, glass coverage, and sign coverage.

Crime Insurance for Lawyers and Law Firms – The most common crimes to occur in law offices involve employees who steal from either their employer or clients. Lawyers have access to clients’ bank accounts and records, which may be used by employees if procedures are not in place to limit employee access to client information. Lawyers and law firms should complete thorough background checks and reference checks before hiring new employees.