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These establishments provide retail mailing services and post office box rentals to the public, plus the sale of stamps, envelopes, packing boxes and other mailing supplies. Customers may have letters and packages weighed on-site and pay for postage according to their weight. Some mail box and packing services will pack items for customers for an additional fee. Office-related services, such as photo copy machine use and the sale of office supplies, may be included.

General Liability Insurance for Mailbox & Packing Services – Many mailbox and packing service companies operate during extended evening hours – some are even open 24 hours. Any business operating after dark should have well lit parking areas. Sidewalks and entryways should be kept clear to prevent customer falls. Emergency planning should include the presence of first aid kits to treat minor injuries and the posting of instructions near all phones for calling emergency assistance.

Workers’ Compensation Insurance for Mailbox & Packing Services – A written safety program should be in place that is communicated to all mailbox and packing services employees with training and management oversight. Employees should be instructed to exercise caution when moving heavy objects or opening stock cartons with a knife or razor blade. Also, employees should know how to properly lift boxes and other inventory items to avoid a potential back injury. Proper protocol should be in place for documenting and reporting any work related injury. Employees should also be available to help customers move boxes or other heavy items to their vehicles.

Business Auto Insurance for Mailbox & Packing Services – Increased Business Auto risk factors for a mailbox and packing services store can be triggered by youthful drivers (under the age of 25), heavy city traffic, and travel over unfamiliar roads, cell phone usage and nighttime travel. A licensed outside contractor should perform regular vehicle maintenance and inspection on all company vehicles.

Property Insurance for Mailbox & Packing Services – A fire in a mailbox and packing services location could result in a total loss. Due to the large amounts of paper, cardboard and other flammable items kept on hand, all necessary steps should be taken to reduce the risk of fire. A smoke alarm and sprinkler system should be installed. Fire extinguishers should be strategically placed throughout the building and all employees should be trained in proper use. Trash and excess paper should be removed often, and all flammable liquids should be stored in appropriate containers and away from ignition sources.

Crime Insurance for Mailbox & Packing Services – Central station alarm systems should be installed in all mailbox and packing services stores. The alarm should be tested periodically by the business and conspicuous signage should be posted providing notification that the premises are protected by an alarm system. The signage itself can be a major deterrent. Credit card fraud can be minimized by requiring all employees to verify the name on the back of the card with another form of identification. Electronic verification practices can further reduce the risk of check fraud, as well as requiring 2 forms of identification before accepting personal checks.