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These businesses engage in compiling mailing lists and preparing pre-printed products such as newspapers, magazines, letters and advertisements for their clients and mailing them to their clients' customers. Some mailing services are involved with developing advertising campaigns for clients and create and mail out such advertisements. They may also create surveys, polls and contests and mail out such materials with their clients' products.

General Liability Insurance for Mailing or Addressing Services – General liability lawsuits can arise if customers become injured at the mailing or addressing service’s location, or if personal customer information contained in mailing lists is wrongfully released. Entranceways and floors should be clean and free of debris in order to reduce customer injury risks at mailing or addressing service locations.

Professional Liability (Errors and Omissions) Insurance for Mailing or Addressing Services – The primary professional liability concern of mailing and addressing services is when items are not mailed on the timeline designated by their clients.

Workers’ Compensation Insurance for Mailing or Addressing Services – The primary Workers’ Compensation risks are injuries that employees could sustain during travel, which could include overseas travel, as well as repetitive motion injuries that typically take place in office environments. Employees of mailing or addressing services may injure their backs when lifting heavy loads of mail.

Business Auto Insurance for Mailing or Addressing Services – There is some risk involved if employees are required to drive automobiles (typically hired or non-owned) for work-related purposes. Frequent travel, long-distance travel, and driving during heavy traffic are all contributing factors to business auto risks of mailing or addressing services.

Property Insurance for Mailing or Addressing Services – Valuable items possessed by mailing and addressing services that have the potential to be damaged or lost may include printers, packing materials, paper and electronic equipment that may be transported from one location to another or taken home by employees. Inland marine coverage may be necessary to such property. The risk of loss is high if duplicates are not made of important documents and stored elsewhere.

Crime Insurance for Mailing or Addressing Services – Dishonest employees is typically the culprits of crime at mailing or addressing service offices. The chances of employee-committed crimes occurring are more likely if duties are not separated or if audits are not regularly completed. Cash, checks, and credit card receipts should be secured until the daily bank deposit is made.