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Notaries serve the public by attesting, certifying or declaring that documents or signatures are true. They may have their own offices, work in law firms or as in-house services for companies. Their work may take place in their own office or at a meeting location with their client. Clients turn to notaries when they are required to have an official document, such as a bill of sale, to be notarized. Notaries also administer statutory declarations and oaths.

General Liability Insurance for Notaries – Since the public’s interaction with notaries at their offices is limited, there is a very light risk of an injury taking place on-site. However, preventative measures should still be taken in order to reduce potential injuries to customers. The premises should be well kept in order to prevent trip and fall hazards.

Professional Liability (Errors and Omissions) Insurance for Notaries – Since the papers that are attested to and signed by notaries can largely impact clients financially, mistakes made by notaries could result in serious lawsuits.

Workers’ Compensation Insurance for Notaries – On-the-job injuries are generally limited to those caused by repetitive motions. Other employee injuries could include cuts from the use of scissors, letter openers, or box cutters. If work is done off-site, notaries also may become injured at other locations.

Business Auto Insurance for Notaries – Notaries may drive vehicles for business purposes, and in this case, there are opportunities for accidents to occur. The principal exposure is non-owned auto liability. Risks are elevated if they do not have satisfactory MVRs. The business auto risks will be lower for notaries if most clients travel to the business premises.

Property Insurance for Notaries – Property loss risks are typically light for notaries and consist of property risks associated with a general office. The primary fire loads for notary services include paper files, furniture, and books. Trash should be removed on a daily basis to further reduce the fire load. Some valuable items that have the potential to be damaged or lost include notary seals, important records and other equipment.

Crime Insurance for Notaries – One major crime concern for notaries is dishonest employees who have the potential to steal money from their employer. All incoming checks should be stamped “for deposit only.” Bank deposits should be made on a regular basis.