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These businesses specialize in the repair, maintenance and installations of office machines, including copiers, computers, fax machines, typewriters and calculators. They perform services either in-house or at their client's location. Some shops may sell office machines as well. Tasks of these business' employees include part replacement, cleaning and re-wiring.

General Liability Insurance for Office Machine Repair Shops – If customers visit office machine repair shops, there is a risk of injuries occurring if the premise is not in good condition. Work areas at office machine repair shops should be separated from visitor areas and designated by conspicuous “Employees Only” signage. In addition, if workers repair machines at offices and residences, there is a chance that they could inflict damages upon customers’ property. For example, if a machine is not properly repaired, it could start a fire in a customer’s office.

Workers’ Compensation Insurance for Office Machine Repair Shops – Worker injuries can occur during office machine repair activities and may include burns, cuts and back injuries due to heavy lifting. The use of certain tools by inexperienced employees for repairing office machinery can represent a significant loss exposure. Employees should be properly trained and required to wear personal protective equipment when necessary.

Business Auto Insurance for Office Machine Repair Shops – If workers offer machine repair services off-site, they are at risk of automobile accidents while traveling to and from sites. MVRs should be run for all drivers with driver training instruction given.

Property Insurance for Office Machine Repair Shops – Due to the use of electrical equipment while repairing these machines, fire is a concern in these shops. Overheated electrical equipment and faulty wiring are common ignition sources in office machine repair shops. Theft may also be a concern since machines stored in these shops may be valuable.

 Crime Insurance for Office Machine Repair Shops – Crime may occur in these repair shops in the form of employees stealing money from their employers. They may also steal equipment or parts from customers. Internal audits should be performed on a frequent and infrequent basis. Tight inventory controls should be in place to deter employee theft in office machine repair shops.