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These businesses provide obedience training for clients' dogs, cats and birds. Training may be performed on-premise or at clients' homes. In on-premise classes, instructors may hold group classes for pets and their owners. Instructors teach pets to follow directions and develop certain behaviors.

General Liability Insurance for Pet Training Services – Risks for pet training services include trips and falls. Pet accidents and water spills should be cleaned up immediately to prevent slips and falls. Parking lots, sidewalks, and other outdoor pathways should be free of holes and uneven areas. If group-training sessions are provided, pets may injure the other pets or pet owners. Risks are lower if training sessions are conducted at the clients’ homes.

Workers’ Compensation Insurance for Pet Training Services – Pet trainers may be injured from slipping and falling if wet floors are not cleaned immediately. They may also be scratched, pecked, or bitten by the pets. First aid equipment should be readily available. Pet trainers may also trip over the pets and/or their leashes. Pet trainers should be thoroughly trained on the job to handle the animals in order to prevent injury.

Business Auto Insurance for Pet Training Services – Pet trainers who travel to parks or their clients’ homes will be at higher risks of auto accidents. If personal vehicles are used, risks can be decreased by requiring employees to carry Personal Auto Liability insurance with at least $300,000 combined single limits. Driving records should also be verified for all pet trainers who travel to meet their clients.

Property Insurance for Pet Training Services – A Live Animal Floater should be in place to cover the pets while they are under the care and control of pet training services. The building should be designed and constructed to minimize fire loss and should be in compliance with local building ordinances. Ignition sources should be controlled with a no smoking policy or restricted areas for smoking. Heating and air conditioning systems should be safely located and properly maintained.

Crime Insurance for Pet Training Services – Advanced deposits should be required for pet training sessions. All incoming checks should be immediately stamped “for deposit only” and the amount of cash kept in the cash registers should be minimized in order to reduce employee theft or robbery risks. Cash and checks should be transferred regularly to safes. All money should be deposited daily in order to reduce robbery or burglary risks.