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Plumbers, handymen and anyone else in need of plumbing equipment can find bathtubs, shower units, sinks, bathroom cabinets, pipes, pipe fittings, plugs, faucets, valves, plumbing tools and equipment at these stores. Installation, repair and/or delivery services may be offered. Plumbing equipment may be sold in conjunction with other hardware and/or home improvement supplies.

General Liability Insurance for Plumbing Fixtures & Supplies Stores – Care must be taken at plumbing supply stores to ensure that merchandise is secure on shelves to prevent collapse and injury. Heavy items should be stored on lower levels and all items should be pushed back from edges. Customers should be required to seek employee assistance when attempting to access items out of their reach. Plumbing chemicals, such as pipe adhesive and drain cleaner, should be kept on higher shelves and out of the reach of children. Products and completed operations hazards are increased if foreign products are sold or if installations are made.

Workers’ Compensation Insurance for Plumbing Fixtures & Supplies Stores – Employees of plumbing fixtures and supplies stores should know proper lifting techniques to avoid back injury. Dollies and hand trucks should be used to move extremely heavy or awkward items. Material Data Safety sheets should be provided for all hazardous chemicals kept on premises. Employees should know the proper procedure for documenting and reporting an incident.

Business Auto Insurance for Plumbing Fixtures & Supplies Stores – Most Business Auto risk for a plumbing supply store will stem from employees running banking and other general errands. Any employee allowed to drive for company purposes should have a MVR check and carry the minimum required amount of Personal Auto insurance. If delivery service is offered, the risk increases. Company vehicles should be inspected regularly and kept in good working order. All employees involved in a traffic accident should be required to submit to a drug screening.

Property Insurance for Plumbing Fixtures & Supplies Stores – The most common ignition sources for plumbing supply stores come from faulty wiring, overheating electrical equipment and smoking. Combustible liquids and cleaning supplies should be stored properly and away from other flammable items and ignition sources. Trash and boxes should be removed daily to further minimize the risk of fire.

Crime Insurance for Plumbing Fixtures & Supplies Stores – To reduce the risk of employee theft the following banking procedures should be in place: require countersignature on all checks, the person responsible for reconciling the bank statement should not be authorized to deposit or withdraw, all employees who deposit or cut checks should be required to take one week vacation each year. Employees of plumbing fixtures and supplies stores should be trained on how to observe and react to robberies. Cash registers should not be located near entrances and employees should be instructed not to resist the demands of any potential robbers.