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Printing & Bookbinding Supplies Store

These stores sell printing supplies including paper, pens, ink, folders, toner and ribbons. They may also sell bookbinding supplies such as glue, binder's board, bookcloth, leather, punches and other equipment. Bookbinding supplies may be available for binding new books and repairing old books. Products may be utilized by hobbyists as well as those who print and bind books for business purposes. Large and small printers may also be for sale or for rent.

General Liability Insurance for Printing & Bookbinding Supply Stores – All display cases and shelving units in a printing supply store need to be secure to prevent collapse or tip over. Heavier items should be kept on lower levels and chemicals, such as glue and ink, kept out of the reach of children. Customer walkways should be kept clean and free of clutter to prevent slips and falls. Employees should assist customers in loading heavy items into their cars.

Workers’ Compensation Insurance for Printing & Bookbinding Supply Stores – Employees of a printing supply store should all be trained in proper lifting techniques to avoid hernias, back strain and other related injuries. All work related injuries should be reported immediately and documented according to protocol. A basic first aid course should be included in all employee training.

Business Auto Insurance for Printing & Bookbinding Supply Stores – Some printing supply stores may offer delivery service – especially of purchased or rented printers. Any time a vehicle is used to conduct company business, the Business Auto risk increases. To minimize the risk, all drivers should have clean driving records and carry at least $300,000 Personal Auto insurance.

Property Insurance for Printing & Bookbinding Supply Stores – Because of the nature of their inventory, printing supply stores are at an increased risk of fire. Stock rooms should be kept orderly to prevent the spread of fire. All flammable liquids should be kept to minimal amounts and stored in appropriate containers away from all paper and ignition sources. Well-trained employees, security patrolling and camera monitoring can deter customer theft.

Crime Insurance for Printing & Bookbinding Supply Stores – Employee theft at a printing supply stores can be deterred by requiring all employees to undergo a rigorous background and reference check before hire. Division of banking duties and routine financial audits can also help minimize the risk of employee embezzlement.

Insurance Policies To Consider:

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Sadler & Company, Inc, Insurance Services, Columbia, SC