Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Get instant online Quick Quote premium indication in about 3 minutes.
• Request phone call from experienced insurance agent to finalize your formal proposal.
• Accept proposal and your coverage confirmation may be emailed in minutes.

These businesses engage in the printing of written forms of media, including magazines, newspapers, brochures, advertisements, business cards and maps using linotype machines or the lithograph printing method and a variety of inks. They may also provide related services such as laminating and label making.

General Liability Insurance for Printing and Linotype or Lithograph Services – The chances of on-site injuries occurring are low since customer access is generally limited to the lobby and offices of printing and linotype or lithograph service businesses. All customer interaction should take place in a conference room separate from the printing area. Work areas should be designated with noticeable signage indicating “Employees Only”.

Professional Liability (Errors and Omissions) Insurance for Printing and Linotype or Lithograph Services – Lawsuits could occur if printing and linotype or lithograph operations make mistakes that result in errors in their clients’ printed products. Proofreading should take place throughout the printing process and all orders and changes to orders must be put in writing.

Workers’ Compensation Insurance for Printing and Linotype or Lithograph Services – Workers may become ill or injured due to exposure to chemicals and repetitive motions. They must be aware of the early warning signs of illnesses caused by chemical exposure. Printing and linotype or lithograph services’ buildings should be well ventilated in order to reduce the risk of breathing related problems resulting from any fumes that may be emitted from the use of products like paints and adhesives.

Business Auto Insurance for Printing and Linotype or Lithograph Services –Printing and linotype or lithograph operations typically use hired and non-owned vehicles for business purposes, therefore there is a risk of automobile accidents occurring. All drivers should have regularly monitored MVRs, vehicles must be kept in good condition and a policy must be in place outlining personal vehicle use if automobiles are to be taken home.

Property Insurance for Printing and Linotype or Lithograph Services – The materials used in printing and linotype or lithograph services include wood, metal and paper, which can pose fire hazards. Flammable materials may also be used, which can lead to a fire if they are not properly stored. The proximity and occupancy of neighboring businesses will also affect fire risks for printing and linotype or lithograph services. If adjoining businesses carry a higher than normal risk of a fire escaping their boundaries and spreading to other buildings, fire risks will be increased. Copies of all data and important papers, especially unique artwork, should be kept off-site.

Crime Insurance for Printing and Linotype or Lithograph Services – As with most businesses, employee theft is a concern for printing and linotype or lithograph services. It is important that inventory control is in place and regular audits and reconciliations are made. Surveillance cameras should also be in place to help reduce employee dishonesty at printing and linotype or lithograph services.