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Printing - Screen PrintingScreen printing operations print images onto their clients' products using a screen printing process with water-based ink. The screen printing method involves printing images on materials through a stencil with a printing press. Screen printing can be performed on a variety of products including those made of fabric, ceramics, textiles, paper, glass, wood, plastic and metal. General Liability Insurance for Screen Printing – Areas that are accessible to customers should be well maintained and cleaned daily in order to prevent injuries. Floors should be in good repair and door thresholds should be firmly attached to the ground and provide a smooth transition in order to prevent visitor injuries. Work areas should be clearly marked with signage indicating “employees only”. If the images are not carefully reviewed prior to screen printing, trademark errors can occur and result in significant claims. Professional Liability (Errors & Omissions) Insurance for Screen Printing – Misspelled words and other careless errors can result in errors and omissions claims for screen printers. All work should be double checked prior to screen printing in order to prevent errors from occurring. Workers’ Compensation Insurance for Screen Printing – Screen printers should implement a written safety program that is communicated to all employees with training and management oversight. Employees may suffer from burns or eye injuries when using the screen printing equipment. Slip, trip, and fall injuries can be reduced by maintaining a clean and clutter free work environment. Property Insurance for Screen Printing – Screen printing businesses will have significant fire risks due to the machinery used and the heat it produces. Screen printing machinery should be inspected weekly and serviced often to ensure proper working order and reduce fire hazards. Inland Marine coverage should be in place to insure the personal property of others. The fire load will be significant with large quantities of materials such as clothing and paper items. A central station smoke alarm system should be installed as part of a security system. Approved fire extinguishers should be readily available and training should be provided in their usage. Crime Insurance for Screen Printing – Employee theft can be minimized for screen printing businesses by taking frequent inventory and financial audits. Accounting functions should also be separated. All issued checks should be countersigned and the person who reconciles bank statements should not be authorized to withdraw or deposit funds. Insurance Policies To Consider:
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