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Rubber Stamps StoreThese stores specialize in the sale of rubber stamps for household and business use. Rubber stamps may be used professionally, such as in post offices and classrooms, or personally, such as in craft projects. Rubber stamps depict words, letters and/or images and are sold with inkpads, which are often available in a variety of colors. Related items, such as glitter, stickers and stencils, may be available along with rubber stamps. General Liability for Rubber Stamp Stores – Because much of the inventory kept in a rubber stamp store is small, there is a risk associated with children choking. As much as possible, small items should be kept in packages or out of the reach of small children. Other items that may pose a threat to children are glitter, glue and ink. All display cases and shelving units should be secure – with inventory pushed back from the edges to avoid a tip over. Walkways should be wide enough to safely navigate and all spills should be cleaned up immediately. Workers’ Compensation Insurance for Rubber Stamp Stores – Employees at a rubber stamp store face similar risks to other retail workers. Proper lifting techniques should be taught to avoid back injury when moving boxes or heavy inventory. Employees should be taught basic first aid and be able to treat minor cuts, burns and abrasions. All work-related injuries must be reported to management immediately and documented accordingly. Business Auto Insurance for Rubber Stamp Stores – Most Business Auto risk for a rubber stamp store will come from employees running banking, post office or other errands. If employees are required to use their own cars for company business, the car should be in good working order and the employee must be required to maintain a valid license and clean driving record. Property Insurance for Rubber Stamp Stores – Fire is a risk for any retail location, especially those attached to other businesses. To reduce exterior risks, a one-hour firewall should exist between any adjoining structures. Much of the inventory in a rubber stamp store is small and easily slipped into a purse or pocket. Employees should be trained to spot potential shoplifters and any valuable items should be kept near the cash register or require employee assistance to access. Crime Insurance for Rubber Stamp Stores – Regular inventory audits can serve as a means to prevent employee theft at rubber stamp stores. Two employees should be on duty at all times – making it impossible for an employee to steal without being in collusion with another employee. Keeping only small amounts of cash on hand and having two employees open and close the store can prevent burglary and robbery. Insurance Policies To Consider:
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