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These establishments engage in repairing, dyeing and/or shining shoes for their customers. Their services may also include hat cleaning and blocking. They may be individual businesses or located within shoe stores or department stores that sell shoes.

General Liability Insurance for Shoe Repair Shops – Shoe repair shops must keep their space safe and free from clutter, otherwise customers may become injured. Customers should be restricted to areas specified for dropping off and picking up their shoes. If retail space is provided, care must be taken for merchandise to be secure on shelves to prevent shelving collapse and related customer injuries. Also, workers could be liable if they pick up and deliver shoes to customers and damage customers’ property in the process. In addition, if a shoe is repaired improperly and causes a customer to suffer from a foot injury or fall, the shop could be held liable.

Workers’ Compensation Insurance for Shoe Repair Shops – On-the-job injury risks are generally low since shoe repairers use small tools and do not use heavy equipment. However, injuries may occur when using knives, scissors, and sewing machines. Employees of shoe repair shops should receive on the job training in addition to safety training.

Business Auto Insurance for Shoe Repair Shops – Automobile accident risks are low, unless workers drive to customers’ homes for pick-up and delivery services on a regular basis. Business auto risks are also increased if employees for shoe repair shops run errands like going to the bank and post office. In these situations, workers must have valid drivers licenses, MVRs must be run and checked, and vehicles must be properly maintained.

Property Insurance for Shoe Repair Shops – A fire could occur in a shoe repair shop if electrical equipment is used. All electrical equipment should be maintained and service regularly by a licensed contractor. In addition, shoe repair shops could be liable for customers’ shoes while they are being repaired. They should ensure that customers’ shoes are not lost or damaged during the repair process.

Crime Insurance for Shoe Repair Shops – The crime risks at shoe repair shops involve employees, who could steal money from the business. All incoming checks should be stamped “for deposit only” and all forms of payment should be secured until the daily bank deposit is made. Employees of shoe repair shops could also steal from customers if pick-up and delivery services are offered that allow employees to enter customers’ homes.