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Soccer Apparel & Equipment StoreThese establishments are sporting goods stores that specialize in the sale of soccer apparel and equipment. Soccer balls, goals, bags, shoes, clothing, protective gear and official team jerseys are typically for sale. Soccer-theme accessories that are not used for the game may be included, such as jewelry, watches, throw blankets and other gifts. Equipment rental and repair services may be provided. Soccer equipment stores may sponsor or arrange soccer games, events, camps and/or clinics. General Liability Insurance for Soccer Apparel & Equipment Stores – Trips, falls and equipment related injury are some General Liability risks associated with a soccer equipment store. Customers should be advised not to throw or kick soccer balls in the store – or a separate area should be set up for them to do so. Employees should scan aisles and display areas often to ensure that all merchandise is put back on shelves and does not present a tripping hazard. If soccer camps, clinics or other events are being held on premises, an adequate number of properly trained employees should on hand. Workers’ Compensation Insurance for Soccer Apparel & Equipment Stores – Lifting injuries and falls are the most common risks faced by employees of a soccer equipment store. All employees required to move inventory should be taught proper lifting techniques to reduce the risk of injury. Employees should exercise caution when demonstrating a product to a customer. Aisles and demonstration areas should be kept clean and clutter free. All employees should know the proper procedure for reporting and documenting any work related injury. Business Auto Insurance for Soccer Apparel & Equipment Stores – If soccer equipment store employees are required to drive for company business they should be in possession of a valid drivers license and a minimum amount of Personal Auto liability insurance. If company vehicles are being used, they should be inspected regularly and kept in good working order. Property Insurance for Soccer Apparel & Equipment Stores – Stock rooms in soccer equipment stores should be kept orderly to prevent the ignition and spread of fire. Trash should be removed daily and electrical systems should be check regularly and kept up to date. Customer theft can be reduced by following several procedures. Items of value should be kept close to the cash register or electronically tagged. Small items that can be easily concealed should be kept in an area that is easily monitored by employees. Crime Insurance for Soccer Apparel & Equipment Stores – Pre employment screening of all soccer equipment store employees should include a comprehensive criminal background check, reference check and a post employment offer drug test to reduce the risk of theft or embezzlement. Outsiders can engage in theft by making purchases with invalid credit cards or checks. Employees should be trained to spot fraudulent transactions and always check identification before accepting a check or credit card payment. Insurance Policies To Consider:
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