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Stationary supplies are the primary items for sale at these stores, which includes paper, envelopes, pens, pencils, markers, notepads and stickers. In most cases, related gifts and office supplies such as paperweights, nic nacs, greeting cards, stuffed animals, and magnets are also for sale. Services may be available for custom-printed stationary, such as the printing of one's name and address on paper, envelopes and labels. Engraving services may be offered as well.

General Liability Insurance for Stationary Supplies Stores – Merchandise at stationary supplies stores should be carefully displayed so that it is easily accessible and poses no risk of injury to customers. Shelving should be sturdy and properly secured to prevent toppling merchandise. Floor space should be adequate for walking and should have no potential for customers to trip and fall. Electrical wires and phone cords should be secured away from all foot traffic. Clearly marked exits are required. Parking areas and sidewalks should be well maintained and free of debris.

Workers’ Compensation Insurance for Stationary Supplies Stores – Back injury or strain may occur at stationary supplies stores when handling stock or lifting heavy objects. Employees should be trained in the proper techniques of lifting and the correct usage of hand trucks or dollies. Employees are also at risk of falling when stock rooms are filled with clutter. If stools and stepladders are used, they should be stored in a safe place when not in use.

Business Auto Insurance for Stationary Supplies Stores – If the stationary supplies store owns vehicles, risks can be reduced if the company vehicles are late model vans, sedans, or pickups. Business auto risks can also be lowered non-business use of company owned vehicles is limited. All vehicles should be serviced often with documentation on file.

Property Insurance for Stationary Supplies Stores – Fire, smoke and water can cause significant damage to paper items, possibly resulting in a total loss. Trash should be removed daily from stationary supplies stores in order to reduce the fire load. Suppression systems should be designed to help prevent additional damage in the event of a fire. If valuable items or gifts are sold, the risk of theft is increased. Stores should be protected by alarms and security systems as a result. The use of an electronic system with door exit alarms can be a deterrent for theft of more valuable items at stationary supplies stores.

Crime Insurance for Stationary Supplies Stores – Crime risks are increased at stationary supplies stores by burglars and dishonest employees. Funds should be deposited daily and cash registers should be well monitored. All incoming checks should be immediately stamped “For Deposit Only”. A countersignature of checks should be required for all issued checks. Employees who handle funds and bank statements should have separate duties. Stationary supplies stores should have protective systems in place, provide adequate outside lighting, and use double cylinder deadbolt locks in order to help prevent burglary.