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TaxidermistTaxidermists prepare, mount and stuff animal skins for display purposes. They work with the skins and sometimes the scales, feathers and fur of virtually every mammal, bird and fish species. They may incorporate artificial materials into their work or produce displays made entirely of artificial materials. Producing mounting boards and cases for completed displays and performing tanning and hide preparation services are also part of a taxidermist's activities. Taxidermy businesses may cater to hunters, fishers or museums. General Liability Insurance for Taxidermists – Customers usually do not go on-site, but if so, the area should be in good condition as to prevent injuries from occurring. If retail operations are performed on site, then premises liability risks will be increased. Merchandise and displays should be well stabilized in order to prevent injury to customers. Pollution liability is another concern, as taxidermists may dispose of hair, chemicals and other products improperly. Business Auto Insurance for Taxidermists – Taxidermists may use vehicles to pick up and deliver items, creating an automobile accident risk. Business auto risks will be increased if taxidermists travel long distances to trade shows. Employees must have current drivers licenses, acceptable MVRs and vehicles must be in good condition. Workers’ Compensation Insurance for Taxidermists – Working with dead carcasses creates a number of risks for taxidermists. Eye, skin, and lung injuries may result from the exposure to dangerous chemicals such as formaldehyde and acids. Work areas should be well ventilated as a result. Taxidermists are at risk of obtaining diseases from dead animals. Injuries may also occur when using tools such as saws and knives. Lifting injuries such as hernias, strains and sprains may also occur. Property Insurance for Taxidermists – Taxidermists have a variety of property loss risks to be concerned with. First are the fire hazards that are posed by the presence of chemicals, flammable materials, hides, skins and stuffing. Combustible materials and products should be properly used and stored away from work areas. Theft of valuable hides and skins may occur. In addition, taxidermists may face vandalism from animal rights activists who are opposed to their activities. Crime Insurance for Taxidermists – The primary crime concern is the chance that employees could take money from the business. During peak seasons, taxidermists may receive large amounts of cash, possibly resulting in higher risks employee theft, robbery or burglary. Cash should be secured in locked safes or cash drawers and then deposited daily. Insurance Policies To Consider:
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