Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Get instant online Quick Quote premium indication in about 3 minutes.
• Request phone call from experienced insurance agent to finalize your formal proposal.
• Accept proposal and your coverage confirmation may be emailed in minutes.

Telemarketing firms are engaged in telephone solicitation of sales, information or donations. They promote and sell products and take product orders for their clients via telephone conversations with customers. Automatic dialing may also be used in telemarketing, in which pre-recorded sales pitches are played for customers during automated calls.

General Liability Insurance for Telemarketing Firms – Visitors should be limited at telemarketing firms, but may consist of vendors, salespeople, or cleaning people. All wiring from computer equipment and telephone systems should be properly managed to prevent trip and fall hazards. Flooring should be in good condition. Desks and cubicles should be spaced to provide adequate room for walking.

Professional Liability (Errors & Omissions) Insurance for Telemarketing Firms – Telemarketing firms could be liable for misinforming or failing to inform their clients of pertinent information regarding the products they are selling.

Workers’ Compensation Insurance for Telemarketing Firms – Telemarketers often work under stressful conditions and may need treatment as a result. Telemarketers are subject to repetitive motion injuries from using telephones and computers for long periods of time. Telemarketers should be urged to take periodic breaks to reduce the likelihood of injuries.

Business Auto Insurance for Telemarketing Firms – Telemarketers should not typically be responsible for business travel. In the case that they do have to travel for the business, a non-owned business auto exposure will result. Driving records should be verified for any employee who drives on company time.

Property Insurance for Telemarketing Firms – Computers and related electronic equipment should be insured with appropriate Inland Marine coverage. All electrical equipment should be in good condition and proper working order in telemarketing firms. Older equipment should be replaced to reduce fire hazards. Computers, telephones, and similar equipment may be destroyed if exposed to smoke, water, or extreme heat. Smoke detectors and alarms should be in place.

Crime Insurance for Telemarketing Firms – Employee dishonesty can be prevented for telemarketing firms by using detailed applications and checking references prior to hiring new employees. Embezzlement of funds can be prevented if financial responsibilities are separated and all issued checks are countersigned.