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These businesses are sporting goods stores that specialize in the sale of tennis apparel and equipment. This may include tennis racquets and balls, clothing, shoes, bags, videos and gifts. Equipment for other racquet sports including badminton and racquetball may be included. Rental and repair services for equipment may be provided. Stores may sponsor and/or organize tennis matches and classes.

General Liability for Tennis Equipment Supply Stores – Customers of tennis equipment stores face similar risks to those of other sporting equipment stores. Customers could injure themselves trying out tennis equipment or being in the way of others. For this reason, an area should be designated in which customers can safely swing tennis racquets without being in danger of injuring themselves or others. Employees should be diligent in making sure all equipment is kept on the shelves and not left on the floor or in the aisles to become a potential tripping hazard for customers. If the store sponsors any tennis classes or events, they need to ensure an adequate number of trained personnel are available to supervise the activities.

Workers’ Compensation Insurance for Tennis Equipment Supply Stores – Employees of tennis equipment stores are most likely to injure themselves while moving inventory, assisting a customer with a product demonstration or falling somewhere on the premises. A few simple steps can help to minimize the risk. First, employees should take extra precautions when assisting customers with a product. Employees and customers should only swing tennis racquets in designated areas. If employees are required to move boxes or inventory around the store or to a customer’s car, they should be instructed to use proper lifting techniques to avoid a back injury. Lastly, good housekeeping practices will minimize the likelihood of a trip, slip or fall. All employee areas and walkways should be swept or vacuumed daily and kept free of obstructions. All spills should be cleaned up immediately and indicated with “wet floor” signage when appropriate.

Business Auto Insurance for Tennis Equipment Supply Stores – Most driving required by tennis equipment store employees will be limited to daily errands to the post office, bank or supply store. Employee travel should be limited to essential trips only and cell phone usage should be limited during these times. The auto liability risks will also increase if the driver is under the age of 25. All drivers should have their licenses, driving records and Personal Auto insurance verified before they are allowed to drive for company business.

Property Insurance for Tennis Equipment Supply Stores – Due to the nature of the inventory at a tennis supply store, there is an increased risk of damage due to fire. Racquets, balls, clothing and other items are made of combustible materials and even a small fire could result in a total loss. A central station fire alarm should be installed with fire detectors throughout the store. Flammable liquids, such as cleaning supplies, should be kept away from other flammable items and ignition sources. Routine checks of electrical systems, wiring and electronic devices will help to ensure that overloaded circuits or faulty wiring is not contributing to the fire risk. Shoplifting is a problem faced by all retail stores. While much of the inventory in a tennis store is not of high value, the small size may tempt some to steal. Security cameras are common practice in many stores. Training employees to be watchful and take action when the notice suspicious activity is another way of controlling customer theft.

Crime Insurance for Tennis Equipment Supply Stores – To minimize the risk of employee theft of inventory, frequent inventory audits should be conducted and no employee should be left in the tennis equipment supply store alone. Tennis equipment stores also face the risk of employee embezzlement. To minimize the risk only small amounts of cash should be kept on hand, banking tasks should be distributed among multiple employees and management should conduct frequent financial audits. Burglary and robbery are also a concern, but following several simple procedures can reduce the risk. A central station alarm system should be installed, with sensors on all opening doors and windows. The cash register should be kept away from the door and cash should be frequently transferred to a safe or the bank. Employees should be trained to spot and report suspicious activity immediately, but not to resist the demands of an armed robber.