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Ticket agencies sell tickets for special programs and events, such as concerts, sporting events, theatrical productions and galas. They may work for specific venues or organizations that produce programs and events, or they may cater to the public by offering discounted tickets. Most ticket agencies operate Web sites for the purposes of selling tickets online.

General Liability Insurance for Ticket Agencies – Ticket agencies will typically sell a lot of tickets online. However, they may have an office space for customers to purchase tickets in person. Parking lots, sidewalks and other outdoor walking areas should be well maintained and free of debris. Potholes and cracks should be corrected to avoid trip and fall hazards. Visitor areas inside the ticket agency should be clean, clutter free, and safe for customers.

Workers’ Compensation Insurance for Ticket Agencies – Ticket agency employees may suffer from repetitive motion injuries from the frequent use of telephones and computers. Other injuries could include slips, trips, and falls if the agency is not neat and orderly. Phone cords and wiring from computers should be confined with the use of tape or mats.

Business Auto Insurance for Ticket Agencies – If ticket agencies employ outside sales representatives or have employees who travel to events for purposes of assisting their clients or selling additional tickets, then business auto risks will be elevated. If the business own vehicles, risks can be lowered if the vehicles are late model sedans and if regular vehicle inspection and maintenance is performed by an outside mechanic. MVRs should be run for all drivers prior to allowing driver status.

Property Insurance for Ticket Agencies – Computers and related electrical equipment at ticket agencies should be inspected often to ensure proper working order. Wiring problems can cause a fire due to frayed wires and overloaded circuits. The use of extension cords should be prohibited. Off premises backups should be maintained for all customer files, ticket sales, and other important information.

Crime Insurance for Ticket Agencies – Outsiders can engage in theft by making payment for tickets with invalid credit cards or checks. Ticket agencies should be equipped with the latest technology for identifying fraudulent or invalid checks and credit cards. Employee theft and dishonesty may also be a concern and can be prevented by performing frequent internal audits.