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Typewriter sales and service stores sell, clean and repair typewriters and typewriter parts. This may include the sale of paper and typewriter ribbons. Stores may refurbish old typewriter models for current use or display purposes. They may also repair, service and install other types of office equipment.

General Liability Insurance for Typewriter Sales & Service Stores – Typewriter sales and service stores should separate work areas from customer areas using conspicuous signage indicating “employees only”. Retail areas should be organized and free of trip and fall hazards. Typewriters should be well secured in order to prevent toppling injuries. Counters and furniture should be sturdy in order to prevent tip over hazards. They should also be free of any sharp edges, points, or other defects that could result in injury. Outside parking and walking areas should be in good repair.

Workers’ Compensation Insurance for Typewriter Sales & Service Stores – Employees may be injured from the tools used for repairing typewriters. On the job training should be provided for employees who make repairs. Back injuries may occur when lifting heavy typewriters and boxes of new merchandise. Proper lifting techniques training should be given at typewriter sales and services stores.

Business Auto Insurance for Typewriter Sales & Service Stores – Employees of typewriter sales and service stores should not have to travel often for business purposes unless outside salesmen are employed. Customers will most likely bring their typewriters to the store for repairs. Traveling salesmen who use their own vehicles will increase business auto liability. Risks can be controlled by running MVRs on all drivers and requiring them to carry Personal Auto insurance with at least $300,000 combined single limits.

Property Insurance for Typewriter Sales & Service Stores – The building should be designed and constructed to minimize fire loss and should be in compliance with local building ordinances. Typewriters are sensitive to water and heat damage. Suppression systems should be in place and designed to minimize fire loss in typewriters sales and service stores.

Crime Insurance for Typewriter Sales & Service Stores – Cash registers should be kept away from entrance and exit doors. Cash should be limited in the cash registers at typewriter sales and service stores. Checks, cash, and credit card receipts should be removed from register drawers and dropped into theft proof safes until the daily bank deposit is made.