Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Get instant online Quick Quote premium indication in about 3 minutes.
• Request phone call from experienced insurance agent to finalize your formal proposal.
• Accept proposal and your coverage confirmation may be emailed in minutes.

These businesses sell and repair vacuum cleaners and vacuum cleaner parts, such as bags, belts and bulbs, to individual customers and businesses that require the use of vacuum cleaners. They may be individual businesses or located within larger stores that sell vacuum cleaners.

General Liability Insurance for Vacuum Cleaner Sales & Service – Vacuum cleaner sales and service shops should provide a separate entrance for customers to drop off and pick up the vacuum cleaners. Retail areas should be organized to provide adequate walk space and reduce trip and fall hazards. Vacuum cleaners should be secured and cords should be kept out of the way. Shelving and displays should be sturdy to prevent toppling or tip over hazards.

Workers’ Compensation Insurance for Vacuum Cleaner Sales & Service – Employees of vacuum cleaner sales and service shops may injure their backs when lifting vacuum cleaners or heavy and bulky boxes. Employees should be trained to use proper lifting techniques. Injuries may also occur to employees while making repairs. On the job training should be provided for all repair personnel.

Business Auto Insurance for Vacuum Cleaner Sales & Service – If the vacuum cleaner sales and service store employs outside salespeople, then business auto risks will be a concern. Outside salesmen should be required to carry a Personal Auto policy with minimum Auto Liability limits of at least $300,000 combined single limits. All drivers should also have and maintain acceptable MVRs.

Property Insurance for Vacuum Cleaner Sales & Service – Electrical equipment should be checked every week for wiring concerns and malfunctions. A central station smoke alarm system should be installed as part of a security system. A one-hour firewall should be in place to separate vacuum cleaner stores from other buildings and businesses.

Crime Insurance for Vacuum Cleaner Sales & Service – Inventory should be audited frequently to reduce employee theft. Burglary risks of money and securities can be reduced by installing a central station alarm system with contact point triggers on all opening doors and windows. The usage of glass breakage detectors and motion detectors in vacuum cleaner sales and service will also help prevent burglary. Daily bank deposits should also be made.