Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Get instant online Quick Quote premium indication in about 3 minutes.
• Request phone call from experienced insurance agent to finalize your formal proposal.
• Accept proposal and your coverage confirmation may be emailed in minutes.

Veterinarians provide medical care to domestic pets and animals such as dogs, cats and birds. They perform surgeries, prescribe medicine and practice dentistry for their animal patients. Some veterinary establishments specialize in the treatment of livestock, which includes pigs, sheep, cattle, goats and poultry. Veterinarians may also cater to zoo animals or exotic animals. Livestock, zoo animals and exotic animals may often be treated at the farms or zoos where they reside.

General Liability Insurance for Veterinarians – Customers are at risk of injury in veterinarians’ waiting rooms with the number of animals that may be present. To prevent an injury, customers should be required to keep pets on leashes and dangerous animals should only be given appointments at certain hours. In addition, wet floors should be cleaned immediately and signed appropriately with “wet floor” signage.

Professional Liability (Errors and Omissions) Insurance for Veterinarians – Veterinarians are responsible for the health of their animal patients and they could face lawsuits should they make medical errors that cause patient illness, injury or death.

Workers’ Compensation Insurance for Veterinarians – The primary Workers’ Compensation concern is the risk that animals pose to veterinarians. Workers are subject to animal bites, scratches and serious conditions such as rabies. Heavy lifting of large animals may also cause back injury. Employees suffering from previous back injury should never attempt to lift anything or any animal over 20 lbs. unless their doctor clears them to do so.

Business Auto Insurance for Veterinarians – Veterinarians and their employees may drive vehicles to treat animals off-site, such as those that live on farms and in zoos. If so, all drivers must have valid licenses and acceptable MVRs. If employees drive their own vehicles for business related travel, they should also be required to carry a Personal Auto policy with minimum Auto Liability limits of at least $300,000 combined single limits.

Property Insurance for Veterinarians – The types of property risks depend on the size of the veterinarian’s office and the services offered. The use of flammable liquids can increase fire risks. Property damage may occur as a result of animals escaping and damaging the property. The presence of the drug PCP on site may possibly increase the risk of theft. Veterinarians are also at risk of damaging or losing tools or equipment while giving medical care off-site. In addition, veterinarians are responsible for customers’ pets if they stay at a veterinarian’s office overnight. All patient records, as well as accounts receivable information and computer-stored data, should be copied and kept off-site. The building should be equipped with a central station smoke detective and fire suppression system in order to reduce fire losses.

Crime Insurance for Veterinarians – Employee theft as well as theft from others may be a concern for veterinarians. As a preventative measure, deposits should be made regularly, drug orders should be closely monitored and tight inventory controls should be in place. All billing and disbursement activities should be completed separately.