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These stores rent out VHS tapes, DVDs and video games to the public for viewing or playing on home electronic equipment. Types of VHS tapes and DVDs for rent include movies, television show compilations, fitness videos and instructional videos. These stores assist in the marketing of movies and television shows by selling posters and other novelties. Sale of new or used VHS tapes and DVDs may be included. Packaged movie snacks such as popcorn may be sold.

General Liability Insurance for Video Tape Stores – Videotape stores must display their products neatly and within the reach of customers. Shelving and displays should be secured in order to prevent toppling merchandise and injury to customers. Floors should remain in good condition and ample walking space should be provided. Exit signs should be clearly marked. There should be no trip and fall hazards inside or outside the building. Lighting should be adequate outside the building as well. Stores are at risk of intellectual property infringement claims, such as copyright infringement, if they offer dubbing services.

Workers’ Compensation Insurance for Video Tape Stores – Videotape store employees may be injured while distributing stock and/or lifting heavy objects. The use of box cutters or razors for opening boxes will pose another hazard to employees. Proper lifting techniques and safety training should be enforced.

Business Auto Insurance for Video Tape Stores – If company vehicles are occasionally driven by videotape store employees, they should be kept in good repair at all times and regularly maintained. Records of repair services should be kept on file. Drivers who are less experienced or are under the age of 25 will increase the risk of automobile accidents. Other risks include travelling at night or over unfamiliar roads. Drivers should have acceptable driving records and their MVRs should be checked often.

Property Insurance for Video Tape Stores – The risk of theft at videotape stores is high due to the popularity of the items sold. Security cameras, alarms, and security systems should be used to help limit theft. The use of electronic tagging systems with door exit alarms may be an effective way to prevent theft. Fire potential is a concern at video tape stores because the merchandise can be flammable and easily destroyed when burned. Proper extinguishing systems should be in place. Training should be provided to videotape store employees for the proper use of fire extinguishers.

Crime Insurance for Video Tape Stores – Crime may occur at videotape stores as a result of burglary or employee dishonesty. Regular inventory counts should be performed in order to prevent employee theft of merchandise. Cash registers should be supervised and bank deposits should be made daily. Employees who reconcile bank statements should not be authorized to withdraw and deposit funds. Videotape stores should be equipped with the latest technology for identifying fraudulent payments by credit cards and checks. Employee training should be provided in the use of such equipment.